INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5716, 1, '2021-04-13 21:10:54', '2021-04-14 02:10:54', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:10:54', '2021-04-14 02:10:54', '', 4914, 'https://coobusscar.com/?p=5716', 0, 'revision', '', 0),
(5717, 1, '2021-04-13 21:11:49', '2021-04-14 02:11:49', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:11:49', '2021-04-14 02:11:49', '', 4914, 'https://coobusscar.com/?p=5717', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5718, 1, '2021-04-13 21:12:35', '2021-04-14 02:12:35', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:12:35', '2021-04-14 02:12:35', '', 4914, 'https://coobusscar.com/?p=5718', 0, 'revision', '', 0),
(5719, 1, '2021-04-13 21:13:43', '2021-04-14 02:13:43', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"100\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:13:43', '2021-04-14 02:13:43', '', 4914, 'https://coobusscar.com/?p=5719', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5720, 1, '2021-04-13 21:14:35', '2021-04-14 02:14:35', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"150\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:14:35', '2021-04-14 02:14:35', '', 4914, 'https://coobusscar.com/?p=5720', 0, 'revision', '', 0),
(5721, 1, '2021-04-13 21:16:05', '2021-04-14 02:16:05', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:16:05', '2021-04-14 02:16:05', '', 4914, 'https://coobusscar.com/?p=5721', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5722, 1, '2021-04-13 21:17:02', '2021-04-14 02:17:02', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:17:02', '2021-04-14 02:17:02', '', 4914, 'https://coobusscar.com/?p=5722', 0, 'revision', '', 0),
(5723, 1, '2021-04-13 21:17:34', '2021-04-14 02:17:34', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:17:34', '2021-04-14 02:17:34', '', 4914, 'https://coobusscar.com/?p=5723', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5724, 1, '2021-04-13 21:19:38', '2021-04-14 02:19:38', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left-right\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:19:38', '2021-04-14 02:19:38', '', 4914, 'https://coobusscar.com/?p=5724', 0, 'revision', '', 0),
(5725, 1, '2021-04-13 21:21:18', '2021-04-14 02:21:18', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:21:18', '2021-04-14 02:21:18', '', 4914, 'https://coobusscar.com/?p=5725', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5726, 1, '2021-04-13 21:23:04', '2021-04-14 02:23:04', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:23:04', '2021-04-14 02:23:04', '', 4914, 'https://coobusscar.com/?p=5726', 0, 'revision', '', 0),
(5727, 1, '2021-04-13 21:24:13', '2021-04-14 02:24:13', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:24:13', '2021-04-14 02:24:13', '', 4914, 'https://coobusscar.com/?p=5727', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5728, 1, '2021-04-13 21:25:26', '2021-04-14 02:25:26', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:25:26', '2021-04-14 02:25:26', '', 4914, 'https://coobusscar.com/?p=5728', 0, 'revision', '', 0),
(5729, 1, '2021-04-13 21:26:20', '2021-04-14 02:26:20', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:26:20', '2021-04-14 02:26:20', '', 4914, 'https://coobusscar.com/?p=5729', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5730, 1, '2021-04-13 21:27:22', '2021-04-14 02:27:22', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:27:22', '2021-04-14 02:27:22', '', 4914, 'https://coobusscar.com/?p=5730', 0, 'revision', '', 0),
(5731, 1, '2021-04-13 21:29:40', '2021-04-14 02:29:40', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"left\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:29:40', '2021-04-14 02:29:40', '', 4914, 'https://coobusscar.com/?p=5731', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(5732, 1, '2021-04-13 21:30:35', '2021-04-14 02:30:35', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"left\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:30:35', '2021-04-14 02:30:35', '', 4914, 'https://coobusscar.com/?p=5732', 0, 'revision', '', 0),
(5733, 1, '2021-04-13 21:31:41', '2021-04-14 02:31:41', '[vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" color_overlay=\"#f9f9f9\" color_overlay_2=\"#007400\" overlay_strength=\"0.95\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"both\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][image_with_animation image_url=\"5609\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"right\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][vc_column_text]No todo son créditos con tasas accesibles.\r\n\r\nEl movimiento cooperativo es mucho más que sólo ser socio para solicitar un crédito, el bien común debe estar siempre por encima del bien individual.\r\n\r\nPara conocer la real importancia de ser socio de una cooperativa es necesario conocer el significado de cooperación:[/vc_column_text][divider line_type=\"No Line\" custom_height=\"15\"][vc_column_text]<span style=\"font-size: 12pt;\"><em>\"La cooperación consiste en la comunidad de esfuerzos de un grupo de personas, con identidad de doctrina y de intereses, con el fin de mejorar sus condiciones de vida\".</em></span>\r\n\r\n<span style=\"font-size: 12pt;\"> <strong> Florencio Eguía Villaseñor, ABC de la cooperación</strong>.</span>[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5602\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-lg vc_hidden-md\"][image_with_animation image_url=\"5712\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"30\" custom_height_phone=\"0\"][vc_column_text]Alrededor del mundo existen diferentes tipos de cooperativas: de consumo, producción, ahorro y crédito, entre otras. Aunque el giro de la cooperativa sea diferente, todos los socios que las integran tienen las mismas características:\r\n<ul>\r\n 	<li>Se comprometen con el modelo cooperativo y lo difunden.</li>\r\n 	<li>Todos los socios de una misma cooperativa persiguen los mismos intereses.</li>\r\n 	<li>Están dispuestos a aceptar las responsabilidades que implica ser socio de su cooperativa.</li>\r\n 	<li>Viven el éxito de la cooperativa gracias a su compromiso con ella.</li>\r\n 	<li>Anteponen el bienestar común por encima del individual.</li>\r\n</ul>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"8\"][vc_column_text]Como puedes ver ser socio de una cooperativa es mucho más que pagar una cuota de membresía, pedir créditos con tasa de interés competitiva o producir bienes o servicios; en las cooperativas lo realmente importante es el ser humano y su desarrollo en conjunto.[/vc_column_text][divider line_type=\"No Line\" custom_height=\"0\" custom_height_phone=\"20\"][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5645\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\"][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas son empresas centradas en las personas, que pertenecen a sus miembros, quienes las controlan y dirigen para dar respuesta a las necesidades y ambiciones de carácter económico, social y cultural comunes.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Las cooperativas unen a las personas de manera democrática e igualitaria. Se gestionan de forma democrática con la regla de “un miembro, un voto”, independientemente de si sus miembros son clientes, empleados, usuarios o residentes. Todos los miembros tienen los mismos derechos de voto, independientemente del capital que aporten a la empresa.</span></p>\r\n[/vc_column_text][divider line_type=\"No Line\" custom_height=\"20\"][vc_video link=\"https://www.youtube.com/watch?v=PRPPayYVVUM&amp;ab_channel=Infocoop\" align=\"center\" css=\".vc_custom_1618288021453{background-color: #000000 !important;border-radius: 4px !important;}\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/2\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner equal_height=\"yes\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"center\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][image_with_animation image_url=\"5661\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"center\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"75%\" max_width_mobile=\"default\" margin_left=\"34\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Una cooperativa Multiactiva, es aquella que maneja varios tipos de cooperativas o que maneja diversas Unidades Estratégicas de Negocio, como ahorro, aporte, crédito comercialización de productos y servicios. Al tomar la Cooperativa, la decisión de ampliar su portafolio de productos y servicios, eso la convierte en una MULTIACTIVA.</span></p>\r\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Actualmente nuestras Unidades Estratégicas de Negocio en la Cooperativa Multiactiva Coobusscar son:</span></p>\r\n[/vc_column_text][fancy-ul icon_type=\"font_icon\" icon=\"linecon-icon-star\" color=\"Extra-Color-2\" alignment=\"left\" spacing=\"default\"]\r\n<ul>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Comercialización de Productos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Casino de Alimentos</span></li>\r\n 	<li><span style=\"color: #ffffff; text-shadow: black 0.1em 0.1em 0.2em;\">Créditos</span></li>\r\n</ul>\r\n[/fancy-ul][vc_video link=\"https://www.youtube.com/watch?v=AtuMy_Uy3DU&amp;ab_channel=Colombias%C3%ADessolidaria\" align=\"center\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"21\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿CUAL ES LA DIFERENCIA ENTRE UN BANCO Y UNA COOPERATIVA?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding_phone=\"30\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"padding-2-percent\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]Las cooperativas de ahorro y crédito son organizaciones sin fines de lucro creadas para prestar servicio a sus socios. Al igual que los bancos, las cooperativas de ahorro y crédito aceptan depósitos, otorgan préstamos y ofrecen una amplia variedad de otros servicios financieros. Pero como instituciones cooperativas y de propiedad de sus socios, las cooperativas de ahorro y crédito brindan un espacio seguro para ahorrar y pedir prestado a tasas razonables.[/vc_column_text][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"left\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=uurTbIAO4Ts&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row][vc_row type=\"in_container\" full_screen_row_position=\"middle\" column_margin=\"default\" equal_height=\"yes\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" translate_y=\"-21\" translate_y_tablet=\"-21\" translate_y_phone=\"0\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"center\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_position=\"bottom\" bg_image_animation=\"none\" shape_type=\"\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" font_color=\"#007400\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][divider line_type=\"No Line\" custom_height=\"20\"][vc_column_text]\r\n<h2><span style=\"color: #ff6600;\">¿QUE SON LOS APORTES SOCIALES?</span></h2>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"full_width_content\" full_screen_row_position=\"middle\" column_margin=\"default\" vertically_center_columns=\"true\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" scene_position=\"center\" top_padding=\"0\" bottom_padding=\"0\" translate_y=\"-100\" translate_x=\"-25\" translate_y_phone=\"-20\" translate_x_phone=\"0\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" shape_divider_bring_to_front=\"true\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" top_margin=\"0\" left_margin=\"-21\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"no-extra-padding\" column_padding_position=\"top-bottom\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_row_inner column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" text_align=\"left\"][vc_column_inner column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" centered_text=\"true\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_video link=\"https://www.youtube.com/watch?v=E9RGdGSP8rk&amp;ab_channel=ConfiarCooperativaFinanciera\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=\"padding-4-percent\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/3\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][vc_column_text]¡Los aportes sociales NO SON UN AHORRO!, son una contribución económica voluntaria y periódica acorde a la posibilidad de cada uno, esto permite que la Cooperativa cuente con los recursos para cumplir con el objeto social y fomente el bienestar de todos.[/vc_column_text][/vc_column][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/6\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\" offset=\"vc_hidden-sm vc_hidden-xs\"][image_with_animation image_url=\"5698\" animation=\"Fade In\" hover_animation=\"none\" alignment=\"\" border_radius=\"none\" box_shadow=\"none\" image_loading=\"default\" max_width=\"100%\" max_width_mobile=\"default\" margin_left=\"-92\" margin_top=\"0\" margin_bottom=\"0\" margin_left_phone=\"0\"][/vc_column][/vc_row][vc_row type=\"full_width_background\" full_screen_row_position=\"middle\" column_margin=\"default\" column_direction=\"default\" column_direction_tablet=\"default\" column_direction_phone=\"default\" bg_color=\"#007400\" scene_position=\"center\" text_color=\"dark\" text_align=\"left\" row_border_radius=\"none\" row_border_radius_applies=\"bg\" overlay_strength=\"0.3\" gradient_direction=\"left_to_right\" enable_shape_divider=\"true\" shape_divider_color=\"#007400\" shape_divider_position=\"bottom\" shape_divider_height=\"50\" bg_image_animation=\"none\" shape_type=\"fan\"][vc_column column_padding=\"no-extra-padding\" column_padding_tablet=\"inherit\" column_padding_phone=\"inherit\" column_padding_position=\"all\" background_color_opacity=\"1\" background_hover_color_opacity=\"1\" column_shadow=\"none\" column_border_radius=\"none\" column_link_target=\"_self\" gradient_direction=\"left_to_right\" overlay_strength=\"0.3\" width=\"1/1\" tablet_width_inherit=\"default\" tablet_text_alignment=\"default\" phone_text_alignment=\"default\" column_border_width=\"none\" column_border_style=\"solid\" bg_image_animation=\"none\"][/vc_column][/vc_row]', 'NOSOTROS', '', 'inherit', 'closed', 'closed', '', '4914-revision-v1', '', '', '2021-04-13 21:31:41', '2021-04-14 02:31:41', '', 4914, 'https://coobusscar.com/?p=5733', 0, 'revision', '', 0);
